Everything About Bank of Baroda Credit Card Lounge Access
- 10 Oct 25
- 7 mins

Everything About Bank of Baroda Credit Card Lounge Access

Key Takeaways
- Bank of Baroda credit card lounge access offers complimentary entry to select airport lounges across India for eligible cardholders.
- Premium cards like the BOBCARD ETERNA and Varunah Premium provide unlimited domestic lounge access with spend-based eligibility.
- Cardholders can enjoy benefits such as Wi-Fi, snacks, spa access, and comfortable seating before their flights.
- Lounge access is activated based on quarterly spending, typically between ₹20,000 and ₹40,000, depending on the card.
- Complimentary visits are exclusive to primary cardholders, and any extra visits or premium lounge services may incur charges.
Visiting the airport lounge can be a real game-changer, especially during long layovers or unexpected flight delays. However, accessing the amenities requires paying a significant amount. You can therefore opt for credit cards that offer free entry to both domestic and international lounges.
With the Bank of Baroda credit card lounge access, you can enjoy luxurious experiences at most major airports across the country. Additionally, these cards come with 50 days of interest-free credit and enable you to save big in different ways. Continue reading to learn about the best BOB credit card options for complimentary lounge visits throughout the year.
4 Best Bank of Baroda Credit Cards for Free Lounge Access

BOB credit cardholders can now spend between ₹20,000 and ₹40,000 per calendar year to take advantage of spend-based lounge access. To choose the best card variant for your lifestyle, check the top options below:
- BOBCARD Premier Credit Card
Currently, if you are interested in owning this card, you can avail it as a lifetime-free card. While using it, you earn 10 reward points for every ₹100 spent on travel, dining and international transactions. Additionally, all other transactions made with this card earn you 2 reward points for every ₹100 spent.
Joining Fee: ₹1,000 + GST
Renewal Fee: ₹1,000 + GST
Airport Lounge Benefits: You are eligible for one complimentary Bank of Baroda credit card lounge access per quarter (domestic), provided you spend ₹20,000 in the previous quarter.
Welcome Benefits: If you spend ₹5,000 within the first 60 days, you earn 500 reward points.
Other Perks: Owners of this card are rewarded with a personal accidental death cover.
- BOBCARD ETERNA Credit Card
It is among the most premium credit card offerings under BOBCARD. The ETERNA card offers a wide range of benefits, such as unlimited complimentary domestic lounge visits, air accident coverage of up to ₹1 crore and accelerated rewards points for dining. Additionally, users need to pay only a 2% markup fee for international transactions, which is significantly lower compared to other credit cards.
Joining Fee: ₹2,499 + GST
Renewal Fee: ₹2,499 + GST
Airport Lounge Benefits: By making transactions worth ₹40,000 in a quarter, you become eligible for unlimited domestic airport lounge access in the following quarter.
Welcome Benefits: After activating the card, you receive 10,000 Bonus Reward Points and a 6-month FITPASS Pro Membership of ₹15,000.
Other Perks: You can avail BOGO on movie tickets purchased through the District app (maximum discount ₹250).
- HPCL ENERGIE BOBCARD Credit Card
For those fearing hikes in fuel prices, this co-branded card from Bank of Baroda can be highly beneficial.
With this card, you can earn a maximum of 24 reward points for transactions of ₹150 or more at Hindustan Petroleum Corporation Limited (HPCL) fuel stations. Therefore, it is a popular card among smart spenders, as it enables one to save while spending on daily necessities like fuel.
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Airport Lounge Benefits: For transactions of ₹20,000 or more in a quarter, you get 1 complimentary domestic lounge access in the next quarter.
Welcome Benefits: If you spend ₹5,000 or more within the first 60 days, you earn 500 reward points.
Other Perks: You get Buy-One-Get-One offers on movie tickets on the District app.
- Indian Navy Varunah BOBCARD Credit Card
Only Indian Navy personnel are authorised to use this card variant. From basic to premium offerings, this card is available in 3 variants - Varunah, Varunah Plus and Varunah Premium. For all the card types, you can avail spend-based waiver of the renewal fee.
Joining Fee: Zero fee (for Varunah), ₹1,499 (for Varunah Plus), ₹2,499 (for Varunah Premium)
Renewal Fee: Zero fee (for Varunah), ₹1,499 (for Varunah Plus), ₹2,499 (for Varunah Premium)
Airport Lounge Benefits: If you have the Plus card, you can get 3 complimentary Bank of Baroda credit card lounge access (domestic) every quarter. However, the Premium card users get unlimited domestic lounge access.
Welcome Benefits: Varunah Premium and Varunah Plus members receive 1 year of Amazon Prime membership and 6 months of Fitpass Pro.
Other Perks: Premium variant cardholders get personal air accident coverage of ₹1 crore.
List of Airports Where You Can Enjoy Bank of Baroda Credit Card Lounge Access
City | Airport Lounge Name | Airport |
Delhi | Plaza Premium Lounge | Indira Gandhi International Airport |
Mumbai | Mumbai Airport Lounge, Clipper Lounge | Chhatrapati Shivaji International Airport |
Chennai | Travel Club Lounge | Chennai International Airport |
Bengaluru | BLR Lounge (Travel Club) | Kempegowda International Airport |
Hyderabad | Plaza Premium | Rajiv Gandhi International Airport |
Benefits of Bank of Baroda Credit Cards for Complimentary Lounge Access

- Complimentary Wi-Fi
With free Wi-Fi, you can complete pending tasks or stay connected with your family before your flight arrives. Additionally, you get reliable internet access to catch up on entertainment.
- Comfortable Seating Arrangements
The selected BOB credit cards allow you to enjoy relaxing waits in the plush recliners of the airport lounge. Therefore, if you wish to avoid the crowded environment during transit, you can utilise this benefit.
- Access to the Latest News
Televisions broadcast live updates to keep you informed while you wait for your journey. Simultaneously, you can watch the latest TV shows or sports events, which can serve as an excellent pastime.
- Healthy Snacks and Refreshing Soft Drinks
With free lounge access, you get complimentary healthy meal options, snacks and beverages. These supplies can help you stay energised and motivated before your flight.
- Massage and Spa
Few airport lounges come with massage and spa facilities, thereby offering a one-of-a-kind relaxing experience. By availing this soothing experience, you can feel truly refreshed before starting your journey.
💡Pay your credit card bills and earn cashback with the PICE App.
Important Terms and Conditions to Remember
Remember these points when planning to use your BOBCARD for complimentary airport lounge access.
- No beneficiary can encash their accumulated airport lounge benefit.
- If there is a co-member, then they won’t be allowed to avail the complimentary lounge privileges.
- After you have used the free limit of lounge access, you will be charged the lounge entry fee as applicable.
- Some exclusive services, such as alcoholic drinks, spa facilities and massage services, are generally chargeable even if you are using a complimentary lounge visit.
Conclusion
The Bank of Baroda credit card lounge access benefit adds a luxurious touch to every journey. Offering complimentary domestic lounge visits, delicious refreshments and serene seating, these cards make travel more pleasant.
By meeting simple spending requirements, you unlock exclusive airport privileges. Ideal for business or leisure travellers, BOB credit cards combine comfort, savings and style, ensuring your trips start and end on a premium note.